Learn To Play Baccarat


Baccarat is played with eight decks of 52 cards each (no Jokers).

Cards have face value, except: 10’s and face cards count 0, Aces count 1, and suits are irrelevant.

Each independent coup is initialized with two cards dealt to each hand. The possibility of a third card is dependent upon the total (see Rules of the Draw). If the total exceeds 9, only the right-hand digit is counted. For example, an 8 and a 7 equals 5.


Wagers may be placed on the player, the banker, or the tie. Winning player and banker wagers are paid even money. Winning banker wagers pay a 5% commission to the house. Winning tie wagers are paid 8-to-1.

Rules Of The Draw

Player Having
1-2-3-4-5-10 draws a card
6-7 stands
8-9 natural (banker cannot draw)
Bank Having
When banker’s 1st two cards total Banker draws when player’s 3rd card is: Banker stands when player’s 3rd card is:
0,1,2 1-2-3-4-5-6-7-8-9-10
3 1-2-3-4-5-6-7-9-10 8
4 2-3-4-5-6-7 1-8-9-10
5 4-5-6-7 1-2-3-8-9-10
6 6-7 1-2-3-4-5-8-9-10
7 stands
8-9 natural (player cannot draw)

If player takes no card, banker stands on 6.