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BACCARAT

Objective
The hand closest to 9 wins.

Rules
Baccarat is played with eight decks of 52 cards each (no Jokers).

Cards have face value, except: 10's and face cards count 0, Aces count 1, and suits are irrelevant.

Each independent coup is initialized with two cards dealt to each hand. The possibility of a third card is dependent upon the total (see Rules of the Draw). If the total exceeds 9, only the right-hand digit is counted. For example, an 8 and a 7 equals 5.

Wagers
Wagers may be placed on the player, the banker, or the tie. Winning player and banker wagers are paid even money. Winning banker wagers pay a 5% commission to the house. Winning tie wagers are paid 8-to-1.

Rules of the Draw


Player Having

1-2-3-4-5-10

draws a card
6-7 stands
8-9 natural (banker cannot draw)


Banker Having
When banker's 1st two cards total Banker draws when player's 3rd card is: Banker stands when player's 3rd card is:
0,1,2 1-2-3-4-5-
6-7-8-9-10
 
3 1-2-3-4-5-
6-7-9-10
8
4 2-3-4-5-
6-7
1-8-9-10
5 4-5-6-7 1-2-3-
8-9-10
6 6-7 1-2-3-4-
5-8-9-10
7 stands
8-9 natural (Player cannot draw)

If player takes no card, banker stands on 6.
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